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The state of Indiana is known as the ‘Crossroads of
America’. And if you’re thinking about relocating here, chances are you’ve
found yourself at a crossroad too, since the Midwest lifestyle differs
drastically from the rest of the US. Well, if you’re having an honest
conversation about why you’d fit right in, we’d love to join in to help you
thoroughly understand all the factors you should consider before moving to
For starters, few of the sought-after perks of living in
Indiana is that it is easy to feel part of a community here. You also get to
enjoy an incredibly low cost of living and housing is relatively affordable
here in Indiana. And lastly, there’s not only less competition in the job
market, the pace of life is slower, and there’s also more room to breathe since
the crowd is spread out.
Few other things that make up the state’s profile appealing
are the amusement parks, fandom for professional basketball, art fairs,
cornfields, the stunning Indiana Dunes National Park and the Indy 500. Residents
of Indiana sure do love the state’s LEED certified international airport and
the charm of residing in a small town.
However, these are just pros of the state that perhaps formed the base of why you’d like to move here. But like we said earlier, you wouldn’t want to be looking through rose tinted glasses while making such a life-altering decision. Hence, we’d suggest to read on to learn about the transportation, cost of living, best cities of the state and more, that comes with moving to Indiana.
CALCULATE MY MOVE
The Hossier state of Indiana generally falls into the
hot-humid climate category. But the classification method of the weather points
out that Indiana actually enjoys four distinct seasons throughout the year -
Summers, Winters, Spring and Autumn, which we’ll explain in brief below. Also,
just a heads up that spring and summer months are when the state is vulnerable
to an alarming frequency of thunderstorms and floods.
Winters (Mid-November to Mid-February): Winters in Indiana tend to be cloudy even though it isn’t when the state receives any rainfall. Lack of sunlight causes seasonal affective disorder (SAD) for residents especially in the month of January, which is the coldest month of the year. Among all the regions, the northwestern parts of Indiana receives the most snowfall (approx 10 inches), while areas in the south would receive approximately 4 to 5 inches.
Summer (June to August): The month of June brings in the warm weather when temperatures begin to rise and range between 28-30 degree Celsius. Indiana is known to have plenty of flat land. But on the plus side, this type of prairie landscape makes it perfect for stargazing and camping under the big blue sky during the summer months. Do note that even though things might seem like rainbows and sunshine, you have to keep an eye out for tornadoes and thunderstorms that are more active during the end of summer.
Spring (March to May): It is considered that Spring in Indiana is a tale of stark contrasts, since it can seem to be warm, sunny and pleasant for most of the day. But in contradiction, things can also get pretty unpredictable during spring, since it is also the state’s wettest months. The month of May in particular is a period when the state sees the highest number of storms.
Autumn (September and October): Fall is one of the best times of the year in Indiana when thousands of residents and tourists rush to Brown County State Park, Hoosier National Forest and Turkey Run State Park. It’s kind of the peak season to capture pictures and experience the beautiful fall foliage that is only on display by mid-October.
The state of Indiana is a hub of several major interstate
highways which is why it's referred to as the ‘Crossroads of America’. It
serves as the central junction for 4 major interstate highways namely:
Interstate 65, 69, 70, and 74. The other major U.S. Interstate highways in
Indiana are I-64, I-265, I-465, I-865, I-469, I-80, I-90, I-94, and I-275. This
massive network of interstate highways and state highways help residents
connect to the rest of the US.
However, when you actually have to get around, there’s
hardly any non-car means of travelling within the city. The public transit
options are limited to the big cities such as Indianapolis, Bloomington, Gary,
and South Bend. The most used bus network in the city is ‘IndyGo’ that operates
in the city of Indianapolis and offers 31 fixed routes that cover the interior
of the city in a criss cross manner. A one day fare on the IndyGo would cost
A new addition to the IndyGo bus service has been the Red Line that runs 13 miles every 15 minutes to cover all the major educational institutions, healthcare facilities and largest employers of downtown Indianapolis. The rapid Red Line surely helps residents make their way around town more convenient. Uber, Taxis and Lyft are all available in the city of Indianapolis. However, this can be an expensive means of transportation.
The state’s largest and most extensive airports are:
A notable fact about the Indianapolis International airport
in particular is that it is home to the second largest FedEx Express hub in the
world and is also ranked as the sixth busiest U.S. airport in terms of air
cargo. This airport was also named ‘Best in the nation’, four times in a row by
The state of Indiana has a couple of Amtrak stations, some
are located near Lake Michigan and others are spread out in the central region
of the state.
The four Amtrak trains travel to major cities including
Chicago, Cleveland, Cincinnati, Boston, Washington D.C. and New York City. Below is a short list of the Amtrak train
lines that run in Indiana that help residents plug into some of the most
recognised big cities.
It’s true that the economy of Indiana is largely dominated
by manufacturing. Three of the major companies making some big contributions to
the economy include Cummins, which is an organization that manufactures and
distributes power generation products and engines. The next company is Anthem,
which is a provider of health insurance in the US. And the third company is Eli
Lilly and Company, which is a leading pharmaceutical company that has its
headquarters in Indiana.
The state is also presently one of the leading exporters of
motor vehicles, auto parts, pharmaceuticals, electrical and medical machinery.
Do note that the Pharmaceutical industry in particular is considered to be one
of the largest employers of Indiana and plays a key role in helping residents
find lucrative job opportunities.
Key Takeaway - A large percentage of Indiana’s economy depends on manufacturing, healthcare and biotechnology. Agriculture is significant in the more rural areas of the state. Surveys state that Anesthesiologists, Obstetricians, Gynecologists and Psychiatrists are the top performing job roles.
According to Zillow, the average median listing price of
homes in Indiana is $167,897, which makes housing here 19% lower than the
national average. While the cost of living is roughly 8% lower when put up
against the national average. This could possibly mean that you can achieve the
American dream without burning a huge hole in your pocket in Indiana.
In addition to that, the average median household income
needed to live a comfortable life in Indiana is roughly around 45-55 thousand
dollars. Once again, this is extremely affordable compared to most states in
the US. While the average single person monthly cost is approximately
$874/month, this is the estimated cost without rent. Which proves that it’s
true that your dollars could get more value and last longer in Indiana. Do note
that we are providing a rough figure so you can see things at a price point.
However, the funds you spend could definitely vary depending on the locality
and lifestyle you adopt.
See also: Most Affordable States to Relocate
The average median rent of houses in Indiana is $1,050.
According to reports by HomeSnacks, that’s 36% less than the national average.
If we had to put a number on it, this means that the average rent in Indiana is
$1050, while the national average rent for the same apartment would be $1,650.
Now that you have a rough number to compare the rent prices, we’d recommend
comparing it with the town you’d like to live in to understand if you would
considerably be saving way more by moving to Indiana.
To put things even more into perspective, let’s do a
comparative analysis with the tentative rent costs in the other Midwestern
states so you can see things from a price point:
So, if relocating to a state in the midwest has been a dream, chances are it is most affordable to rent a space in Indiana in comparison to states like Illinois, Minnesota or Ohio. We’ve done this comparison just so that you have a fair idea of how much you could save annually. However, do note that the town you choose will make a huge difference to the housing budget. In Indiana, like any other state, there are certain neighborhoods like Whitestown, Zionsville, Westfield, Carmel, Avon and Brownsburg, where the cost of rent is way higher than the state’s average median rent.
1. University of Notre Dame, Notre Dame2. Purdue University, West Lafayette3. Rose-Hulman Institute of Technology, Terre Haute4. Indiana University, Bloomington5. Wabash College, Crawfordsville6. DePauw University, Greencastle7. Butler University, Indianapolis8. University of Evansville, Evansville9. Taylor University, Upland10. Earlham College, Richmond
1. West Lafayette Community School Corporation, West Lafayette2. Carmel Clay Schools, Carmel3. Zionsville Community Schools, Zionsville4. Brownsburg Community School Corporation, Brownsburg5. Hamilton Southeastern School District, Fishers6. Plainfield Community School Corporation, Plainfield7. School Town of Munster, Munster8. Southwest Allen County Schools, Fort Wayne9. Northwest Allen County Schools, Fort Wayne10. School Town of Speedway, Speedway
Indianapolis, also known as Indy, is the state capital and
the most populous city of Indiana. Moreover, it’s also the third most populous
city of the entire midwestern region. Few of the traits that form the character
of Indianapolis is the thriving culture of small businesses, tight-knit
communities, recreational opportunities, variety of options for eateries and
large number of shopping centers. This city is also located in the heart of the
state and is considered to be the hub for job opportunities and affordable
Median price of homes sold: $129,300Median rent: $865
The city of Carmel is often recognised as one the best small
cities to live in and is considered to be one of the ideal places to raise a
family and start a career. Carmel is known to have high-paying jobs, low crime
rate, excellent school systems and is located in close proximity to
Indianapolis. Although a majority of the population belongs to affluent
classes, the town is still extremely diverse and welcoming to people from all
walks of life.
Median price of homes sold: $330,600Median rent: $1,199
The city of Fort Wayne is located in the northeastern
portion of Indiana, which is slightly far off from the central heart of the
city. However, it still manages to stand as the second most populous city of
the state. Huge corporations and some of the largest employers have their
headquarters in this city, which makes a hub for young professionals looking to
grow their career. Residents can also easily commute to neighboring cities like
Chicago, Indianapolis, Detroit, Cincinnati, and other metropolitan areas from
this city for jobs.
Median price of homes sold: $110,600Median rent: $735
Purchasing a house or renting in Zionsville is on the higher end in comparison to the rest of the cities. However, this is probably because of the high quality schools, hospitals and restaurants in the neighborhood. Overall, the town is recognized to be the best place to raise a family. You’ll find that it is filled with quirky boutique shops, brick streets and compact neighborhoods. With close proximity to Indianapolis, state parks and lakes are also a plus of residing in Zionsville.
Median price of homes sold: $369,600Median rent: $1,305
The city of Bloomington is often referred to as a college
town and is located in the south-central part of Indiana. Aside from being
recognised as an iconic college town with a vibrant student population, the
city boasts of cheery communities and ample job opportunities for young
professionals. Yellowwood State Forest and Brown County State Park are two of
the most scenic getaways of the state, located just 30 minutes away from
Bloomington. The city is also extremely green compared to others since it is a
designated ‘Tree city’.
Median price of homes sold: $182,100Median rent: $887
If you’re one who loves a quieter and slower pace of life, then moving
to Indiana would be right for you. It’s great for those who are in the
automotive industry, as the Hoosier State is the second largest automobile
manufacturing state. This Midwestern state is typically overlooked by most,
especially the fact that it’s one of the most affordable places to live in the
US. But of course, for those accustomed to a fast-paced lifestyle, Indiana
would be something of a shock.
Indiana is crazy about sports, most notably basketball and the Indy 500.
The Hoosier State has unpredictable weather: it may be freezing today
and humid tomorrow. Also, don’t be surprised if you get a hail or a storm
Indiana is among the top 10 states in the US with the lowest cost of
living. The state has a booming economy with healthcare, automobile and farming
as the leading industries. Add to it the fact that it’s also a great hub for
education, thanks to Indiana University Bloomington, Purdue University and the
University of Notre Dame. What’s exciting is that the countryside of Indiana is
amazing! It’s home to hundreds of lakes, forests and resorts.
Indiana is beyond doubt a place where life is slower. So, for those who
aren’t accustomed to it may find themselves bored. But that doesn’t necessarily
mean that Indiana is a bad place to live in. The state admittedly has a
less-than-par healthcare system thanks to inadequate funding. Also, Indiana doesn’t
offer protection against discrimination on the basis of gender, identity or
age, but the relatively low rate of crime here makes up for it somewhat.
While Indiana is among the poorer states in the US, it definitely does
much better than the other states in the region. CityRating estimates the
average annual salary of the residents of Indiana to be $41,660. This is lower
than the US average of $49,808.
With a crime rate of over 47 per thousand residents, Michigan City is
the most dangerous city in Indiana, according to NeighborhoodScout. The violent
crime rate here is one in 139, while the rate of property crime, the most
prevalent in Michigan City, is one in 25.
According to Considerable, if you have a family of four and earn in the
range of $47,125 and $141,374, you’ll be in the middle class.
According to LivingWage, a family of four with both parents working
would have to earn about $64K annually (excluding taxes). The lower cost of
living in Indiana makes it easier on the wallet too!
The cost of living in both Indiana and Illinois is lower than the
national average. However, Indiana, with a cost of living index of 82.1, is
much cheaper than Illinois, which has a cost of living index of 93.4.
Pros of living in Indiana:
Cons of living in Indiana:
The large availability of land in Indiana, coupled with factors
including a low average salary and cost of living make for cheap housing in the
Hoosier State. According to BestPlaces, the median home value in Indiana is a
mere $142,600 compared to the US average of $231,200.
Zionsville in Boone County is the richest city in Indiana. This small city, which covers over 67 square miles and home to 28,343 residents, has a quaint suburban feel to it. Unsurprisingly, Zionsville is quite expensive, with an average home value of $443,383. The cost of living here is 123.5, which is much incredibly higher than the state average of 82.1.
Our Take On Indiana
The Midwestern regions are often overlooked and considered to be ‘flyover countries’. However, the friendly communities, slow pace lifestyle, low cost of living and quaint surroundings of Indiana can change anyone’s perspective of the Midwest. Despite being one of the relatively smaller midwestern states, Indiana has its own share of booming metropolitan towns, a diverse economy and an extremely attractive cost of living. Overall, Indiana surely possesses a growing population and momentum. Now doesn’t that make some compelling arguments in favor of moving to Indiana?
Related: Planning to move to Indiana, here's the list of top 10 affordable moving companies and Best Moving Companies In Indiana for your long distance relocation!
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