Alex is the founder of 9Kilo Moving, which he started to help people easily find and choose the right moving company to make their move as stress-free and seamless as possible. He has spent over 20 years working in the moving industry, so he knows every aspect of the business and uses his knowledge to write about the industry and give moving advice. More on about us page
Are you searching for affordable places to call home in the United States? Look no further! In this article, we will unveil the top ten cheapest states to live in the US, where you can find a comfortable lifestyle without breaking the bank.
From picturesque states nestled in the heartland to charming southern destinations, these cost-effective havens offer a range of advantages, including affordable housing, low cost of living, and attractive quality of life.
Whether you're a young professional starting your career, a growing family, or a retiree seeking to stretch your retirement savings, this list will guide you to the most budget-friendly and appealing locations nationwide.
Join us on this journey as we explore the places that prove that affordability and excellent quality of life can go hand in hand!
We determined our rankings of the cheapest states in the US by analyzing various cost of living metrics.
These metrics include what the average American household spends on housing, utilities, transportation, health care, groceries, and other everyday expenses.
We used a cost of living index based on data collected from sources such as the US Bureau of Labor Statistics, the US Census Bureau, and other relevant sources.
The cost of living index is calculated by comparing the average costs in each category for a specific location or state to the national average, which is assigned a value of 100. States with a cost of living index below 100 are considered cheaper than the national average, while states above 100 are relatively more expensive.
We obtained our data from the following sources:
➡️ Median home price
➡️ Median household income
➡️ Median rent
➡️ Cheapest states to live in
➡️ Cost of living index by state
Mississippi is the cheapest state to live in the United States. Housing, groceries, transportation, and health care costs are more affordable, allowing residents to stretch their budgets further.
Moving to Mississippi? Here are our picks for the best affordable movers operating there.
Another reason Mississippi is a great place to live is that housing is much cheaper than in other states. Median rent is about $868, and homes cost about 30% less than the average in the US, with median home prices in the state at about $125,500. The homeownership rate is also among the highest in the nation, at 74.8%.
Costs aside, Mississippi is renowned for its Southern hospitality! The people of Mississippi are known for their genuine friendliness and welcoming nature, creating a sense of community and making it easier for newcomers to feel at home. Mississippi has a strong sense of family values and community, making it an attractive place to settle for families.
The second cheapest state to live in is Kansas, which offers a well-rounded living experience that blends affordability, opportunity, and high quality of life. The state offers an incredibly affordable cost of living, making it an attractive choice for individuals looking to stretch their hard-earned dollars.
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Housing costs in Kansas are a whopping 28% lower than the national average, ranking it among the top states for affordable housing. You'll find that the median price of a single-family home in Kansas is a budget-friendly $157,600, allowing you to own a comfortable home without breaking the bank. If renting is more your style, the median rent for a two-bedroom apartment is a wallet-friendly $880 monthly.
Housing prices are favorable in Kansas, and other everyday expenses, such as groceries and transportation, are lower than the national average. This means you can fill your pantry and keep your gas tank full without emptying your wallet.
Kansas has an impressively low unemployment rate of just 2.5%, providing an excellent job market and ample opportunities for individuals seeking to establish their careers. The median personal income in Kansas stands at $49,680, enabling residents to enjoy a comfortable standard of living.
Alabama boasts an incredibly affordable cost of living, making it an enticing destination for individuals seeking financial flexibility. Ranked as the third cheapest state in the US with a cost of living index of 87.9, Alabama offers a range of economic advantages.
Housing costs in Alabama are inexpensive, with the median cost of a single-family home coming in at $149,600, presenting an excellent opportunity for first-time homeowners. If renting is your preference, monthly rents for a two-bedroom apartment across the state hovers around $914, providing an attractive option.
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When it comes to other essential expenses, Alabama continues to deliver affordability. Health and transportation costs in the state rank among the nation's lowest, offering residents financial relief. While utilities and groceries are closer to the national average, the overall lower cost of living in Alabama allows individuals to stretch their budgets and enjoy a higher quality of life.
In terms of income, Alabama has a median income of $48,100 per year. While this provides a decent foundation, it's important to note that Alabama faces socioeconomic challenges, including a higher poverty rate of 15.6% compared to the national average.
Oklahoma shines as an incredibly affordable place to live, offering many economic advantages for residents. With a cost of living index of 87.9, Oklahoma is ranked as the fourth cheapest state in the US, making it an attractive choice for those seeking financial flexibility.
Oklahoma housing prices are particularly enticing, with costs 25% lower than the national average. The median home price is an affordable $142,400, while average monthly rents hover around $850, providing a range of choices to suit different budgets.
If you are thinking of moving here, also see: What you need to know when getting an online moving quote.
When it comes to essential expenses, Oklahoma continues to deliver affordability. Costs for groceries and health care are among the cheapest in the nation, allowing residents to manage their budgets more efficiently and enjoy a higher quality of life.
While Oklahoma's economic advantages are notable, it's important to acknowledge the state's income disparity and poverty rate. The median income for a family of four in Oklahoma is $48,360 annually. However, the living wage for the same family size is estimated to be $77,126.40. This disparity contributes to Oklahoma having one of the highest poverty levels in the country, with fifteen percent of residents living at or below the poverty line.
Despite economic considerations, Oklahoma has much to offer. Its diverse and robust economy provides job growth and career advancement opportunities with major corporations and a growing entrepreneurial ecosystem. The state's natural beauty, cultural heritage, friendly communities, and passion for sports and entertainment add to its overall appeal.
Georgia ranks as the fifth cheapest state in the US, making it an attractive destination for individuals seeking a lower cost of living. Housing expenses in Georgia are particularly favorable, with costs 25% lower than the national average. The state boasts the fourth-lowest housing costs in the country, allowing residents to enjoy affordable housing options.
See also: Find the best movers in Atlanta to help with your relocation!
Additionally, transportation costs in Georgia are among the lowest in the nation, and utility costs average only $367.63 a month, further contributing to overall affordability.
Georgia's high housing affordability rate is noteworthy, with over 40% of residents able to afford a new home. This indicates that a significant portion of the population has access to affordable housing options, enabling them to establish roots and build a comfortable living environment.
Despite having the lowest minimum wage in the nation at $5.15 an hour, Georgia's median income for a family of four is $53,940 a year. This income level, combined with the state's affordability, generally allows residents to cover their living expenses comfortably.
Tennessee ranks as the sixth-cheapest state in the US, with the overall cost of living being 11% lower than the national average, providing residents with financial flexibility and a higher standard of living.
Housing costs in Tennessee are 21% below the national average. This translates into more affordable homeownership, with the median cost of a single-family home being $148,900. For those preferring to rent, an average two-bedroom apartment can be found for $890 per month.
See also: The top 10 moving companies in Tennessee.
Tennessee also stands out for its low transportation and health care costs. The state has the second-lowest cost of transportation in the nation, ensuring that residents spend less on commuting and maintaining their vehicles. Additionally, Tennessee ranks fifth for its low health care costs, making quality medical services more accessible and affordable.
Utilities cost around $256.83 per month. These affordable utility rates contribute to overall cost savings for residents, adding to its ranking as one of the least expensive states.
Tennessee maintains a low unemployment rate of 3.4%, which signifies a relatively stable job market and employment opportunities. The median household salary is $49,330. While this may be lower than other states, Tennessee is one of the few states in the US that does not levy a state income tax. Residents can keep more of their earnings, contributing to a more favorable financial position.
Missouri is recognized as the seventh-cheapest state in the US, with a cost of living index of 89.8. Housing costs are approximately 20% below the average. A typical single-family home costs $163,600, and the average monthly rent for a two-bedroom apartment is $900.
Utilities in Missouri are also relatively affordable, with an average cost of $363.80 per month. Missouri's cost of living is below the national average across all metrics, particularly in health care and transportation expenses.
Are you ready to plan a move to Missouri? Check out our comprehensive guide to moving to Missouri!
Missouri offers competitive wages to its residents. The median household income in the state is estimated to be $51,390 per year, ensuring a reasonable standard of living. Additionally, the minimum wage in Missouri is $11.15 per hour, which is comparatively higher than the minimum wage in many other states.
In addition, Missouri is a beautiful place to live, and Missourians are known for their warm hospitality and friendly nature. The state fosters a strong sense of community, making it easier for newcomers to settle in and forge connections with others.
Iowa is the eighth-cheapest state to live in the US, providing residents with a cost of living below the national average across many categories. Housing costs, in particular, are notably low, making Iowa the sixth-lowest in the nation for affordable housing. The median price of a single-family home is $153,900, and the average rent for a two-bedroom apartment is $830.
The average household income in Iowa is $51,140 for a family of four. Iowa's poverty rate is 9.1%, which is lower than the national average.
See also: The top moving companies in Iowa.
Iowa's diverse economy and strong work ethic contribute to a thriving job market across various industries. The state is renowned for its agricultural sector, but also excels in manufacturing, health care, finance, technology, and renewable energy. The availability of job opportunities and a relatively low unemployment rate make Iowa an attractive place for career growth and stability.
Iowa's picturesque landscapes encompass rolling hills, expansive farmlands, and beautiful rivers. Residents can enjoy various outdoor recreational activities such as hiking, fishing, boating, camping, and biking. Iowa's state parks and natural areas provide ample opportunities to explore and appreciate the state's natural beauty.
West Virginia's stunning landscapes, nestled in the Appalachian Mountains, make it a beautiful place to live. West Virginia is the ninth-cheapest state in the US.
Housing in the state is particularly affordable. The average single-family home costs $123,200, and monthly rents average $786. Transportation and health care costs are also among the lowest in the nation, contributing to overall affordability.
Are you moving to West Virginia? We’ll help you find the best long-distance movers in the state!
West Virginians take pride in their close-knit communities and exhibit a strong community spirit. The friendly and supportive atmosphere fosters connections and a sense of belonging among residents.
However, it's important to acknowledge the challenges West Virginia faces. The state struggles with economic opportunities, low educational outcomes, and infrastructure needing repair. West Virginia's median income falls short of the living wage required to meet basic needs. This disparity contributes to the state having the nation's fourth-highest poverty rate, with 16% of residents living at or below the poverty line.
Indiana boasts average costs 10% lower than the national average, making it the tenth cheapest state to live in. Expenses across all categories, including housing, are below the national average, providing financial relief for residents.
The median cost of a home is $148,900—which is ideal for first-time home buyers and young families. Renting a two-bedroom unit averages $980 per month.
Thinking of moving out of state? Here is our comprehensive guide to the best out-of-state moving companies in the US.
Indiana is one of the most affordable states because it has some of the nation's lowest health care and transportation costs. Accessible and affordable health care services and lower transportation expenses can positively impact residents' quality of life and financial well-being.
Indiana offers more than just affordable living costs. The state boasts various industries, including manufacturing, agriculture, technology, and health care, providing various employment opportunities. Indiana is also known for its rich sports culture, with passionate fan bases supporting collegiate and professional teams.
The states with the highest cost of living in 2023 are:
Some of the cheapest states to live in are Mississippi, Kansas, Alabama, Oklahoma, Georgia, Tennessee, Missouri, Iowa, West Virginia, and Indiana.
Affordability does not necessarily correlate with desirability. While cost of living is an important factor for many individuals and families, other factors such as job opportunities, educational resources, natural beauty, cultural amenities, and quality of life should also be considered when determining the desirability of living in a particular state.
Midland Van Lines is a family-owned and operated business, and moving long distances is their specialty. Every year they help thousands of families move across the U.S.
Experience and going the extra mile set them apart from other national moving services; Midland Van Lines boasts a highly skilled and knowledgeable team with 15+ years of experience in interstate moving.
Midland Van Lines is ideal if you want to spend a little more to enjoy a seamless moving experience. They offer comprehensive moving services to fit your unique needs. Don’t worry if you don’t have an unlimited budget. If you book early with Midlands, you can receive up to 40% off the price of your move.
They are also well known for their white-glove professional moving services, great customer service, and innovative use of technology; the company has garnered an excellent reputation as one of the best in the business.
A one-size-fits-all approach may not work for everyone, as each individual or family has different requirements when it comes to moving. To go the extra mile for their customers, Midlands Van Lines provides personalized moving solutions.
A representative from Midlands Van Lines will create a customized plan to tailor their services to match your specific needs, including packing, storage, or additional services.
This level of personalization can make the transition to your new home smoother, as you can trust that everything is being taken care of in a way that fits your lifestyle and budget.
With Midlands Van Lines; you can expect nothing but the best from start to finish. Their team of highly trained and experienced professionals will handle every aspect of your move with white-glove care, ensuring that your belongings are transported safely and securely.
Midland Van Lines can also take on more unique or complex large homes or commercial space relocations. They are well equipped to transport heavy and valuable items like large furniture, antiques, and even priceless art.
It doesn’t stop there. They offer secure packaging and complete crating solutions for your high-value items. Also, Midland Van Lines is insured for up to $200,000 in the unlikely event of property loss or damage.
If you're looking for a genuinely luxurious moving experience, Midlands Van Lines provides a full-service moving package.
With this comprehensive package, you can expect a team of highly trained professionals to take care of everything, from packing your belongings to unloading them at your new home.Midlands’s experienced movers will care extra for your high-value items if needed.
In addition, they offer concierge services such as unpacking and setting up your new home, and arranging for storage solutions for any items you may not want to bring with you.
With a full-service package, you can relax and let Midlands Van Lines take care of every detail, ensuring a seamless and stress-free relocation.
🏆 Customer opinion
“I thought moving would be a disaster because I hired a moving company that I had no knowledge about. I expected the worst and just went on with it. But I did not know this moving company would impress me instead. They were amazing! All the people were professional, efficient and caring. They moved all the furniture very nicely and gently. They returned everything the way it was. Plus, their rate was very low and reasonable. I ended up with a great moving company! I highly recommend Midland van lines to all.” Philip R.
Mayzlin Relocation is a family-owned national carrier based in Charlotte, North Carolina. With over a decade of industry experience, owner Semen Mayzlin founded the company in 2016 to offer premier national moving services.
Mayzlin Relocation strives to provide exceptional customer service and professionalism.The company handles local moves within Charlotte, interstate moves, and even overseas relocations to multiple locations.
As a reputable carrier, Mayzlin Relocation is a member of the American Trucking Association and an authorized Consumer Affairs partner. They are certified on Angie’s List and accredited by the Better Business Bureau.
Mayzlin relocation understands that life can be unpredictable. Plans can change at a moment's notice. They offer a cancellation policy to give customers flexibility and peace of mind.
Unlike many other carriers, they won't penalize you for changing your moving plans. Their customer-friendly policy lets you cancel your move up to seven days before the scheduled date and provides a full refund with no hidden fees.
Mayzlin Relocation makes getting in touch with them really easy. Customers can reach out via the phone number or email listed on the company's website to receive a free estimate or schedule an appointment. Mayzlin also offers a live chat feature for quick questions or concerns for convenient communication.
There is also a 24/7 emergency phone number to ensure customers can receive assistance outside of regular business hours.
Focusing on providing excellent customer service, Mayzlin Relocation strives to make every step of the moving process as stress-free as possible for its clients.
Mayzlin is a top-rated national moving company equipped to handle military moves. They understand that planning a PCS (permanent change of station) move can be overwhelming and are equipped to help military personnel with every aspect of their relocation.
As a registered Department of Transportation carrier, Mayzlin partners with carriers authorized to work with the military to ensure a smooth and seamless move. They have received General Services Administration approval, guaranteeing that there will be no issues obtaining personally procured move (PPM) reimbursements.
With Mayzlin, military personnel can rest assured that their move will be stress-free and handled with the utmost care and attention to detail.
Metro Hop Relocation is one of the best cheap moving companies.
They are a fully licensed interstate moving broker with a deep understanding of the challenges and stress associated with moving.
Metro Hop Relocation strives to provide customers with a hassle-free and straightforward relocation experience. Their competitive pricing is ideal for budget-conscious customers.
As a professional interstate moving brokerage, Metro Hop Relocation offers comprehensive moving services, and a personal moving consultant will handle every aspect of the process from start to finish. This includes organizing and coordinating the entire move, ensuring that clients can focus on the excitement of their new journey rather than the logistics.
Currently, Metro Hop Relocation specializes in long-distance moves and corporate moving services, catering to the unique needs of individuals and businesses alike.
Metro Hop Relocation is committed to providing affordable moving solutions without compromising on quality or customer service. Their services come in cheaper than most professional movers.
They understand that relocating can be a significant financial undertaking, so they offer competitive pricing tailored to each client's needs.
By carefully evaluating factors such as the size and distance of the move and the specific services required, Metro Hop Relocation can provide accurate estimates and ensure that customers receive the best value for their money.
Metro Hop Relocation strongly emphasizes delivering exceptional customer service, ensuring that every client receives the personalized attention they deserve.
From the initial consultation to the completion of the move, their friendly and professional staff are available to address any questions or concerns.
By carefully listening to each customer's needs and preferences, they create a customized moving plan that aligns with their client's expectations.
Looking to move soon? Look no further than Van Lines Inc.! Van Lines Inc. is a nationwide moving broker based in Fort Lauderdale, Florida. Established in 2001 by owner Efraim Balila who has over 20 years of experience in the industry, they specialize in a wide range of moves, from residential to commercial and industrial equipment relocations.
No matter what you need moving, Van Lines Inc. has the people and equipment to get you there. They're about more than just getting your belongings from point A to point B.
They go the extra mile to ensure your move is stress-free by providing a personal moving coordinator for each client, ensuring open communication. And with proper licensing and insurance, you can trust that your belongings are in good hands.
But what if you have fragile or high-value items that need extra care and protection? Van Lines Inc. offers exceptional white-glove moving services by highly trained professionals who have been thoroughly vetted. Yes, these services come at a premium price, but the extra care and protection they provide are well worth it.
Despite facilitating over 200 moves a week, Van Lines Inc. doesn't treat you like just another number. They take pride in providing personalized attention and care to each customer. So, whether you're moving across the state or the country, trust Van Lines Inc. and let them take care of the rest.
One of the reasons we recommend Van Lines Inc. is because they provide a lot of support for customers during what can be a stressful move.
From the start, a dedicated moving assistant supports you through the initial consultation to unpacking the last box. They’ll tell you what to expect throughout the process, so you’re never caught off guard.
Van Lines Inc. works hard to prevent the horror stories that are too common in the moving industry. Their team of experts serves as the go-between between you and the moving company, ensuring that your needs and expectations are always met. Customers are constantly kept informed and up to date on the progress of their move.
After your move is complete, Van Lines Inc. will continue to communicate with you to ensure that everything went smoothly and that you’re completely satisfied with the service provided.
Van Lines Inc. offers a range of flexible moving packages that can be customized to handle as much or as little as you need. Whether you’re a senior citizen with priceless china that need to be carefully crated or a business that needs to move across the country, Van Lines Inc. has the resources to help you.
Their consultants will take the time to listen to your concerns and preferences and will work with you to build a personalized moving plan that meets your needs – ranging from a full-service moving experience to handling some aspects of the move yourself.
This customized service means you can have peace of mind knowing you’re working with a company that genuinely cares about your moving experience.
From New York to California, Florida to Alaska, and everywhere in between, Van Lines Inc. can handle moves of any distance.
Their extensive network of resources and partners ensures they can provide seamless and efficient moving services to customers nationwide.
With Van Lines Inc., you can have peace of mind knowing that you’re working with a company that truly understands the complexities of long-distance moving and has the resources to get you there, wherever “there” may be.
Mayflower was founded in 1922 in Indianapolis, Indiana. This professional full-service moving company has been in business for over 90 years and has a good reputation for long-distance moves.
If you're planning a large or complicated move, Mayflower's moving packages, protection plans, and large network of agents make it one of the best options in the industry.
Mayflower also has versatile coverage options and a long list of optional moving services, which are essential when looking for cross-country movers. Also, Mayflower provides customizable moving packages to meet your unique needs.
p>Mayflower has a vast network of agents throughout the U.S. No matter where you're moving, Mayflower has the expertise and resources to handle all aspects of your move.
Mayflower offers customizable moving packages that allow you to tailor your move to meet your specific needs and budget.
While you won't receive an online estimate from Mayflower, their website provides a breakdown of costs for each of their three moving packages.
Every moving package offered by the company includes these key benefits:
Moving costs will vary depending on the package you choose, the weight of your possessions, and the distance you move.
Mayflower offers in-home estimates to their customers to provide an accurate cost estimate.
A Mayflower representative will assess your belongings to understand the scope of the move and specific requirements. This allows them to provide you with a more accurate estimate that suits your unique needs and circumstances.
American Van Lines (AVL) is a nationwide mover licensed, insured, and registered with the U.S. Department of Transportation.
Since its founding in Florida in 1995, the company has become a nationwide long-distance mover with over 70 trucks servicing all 48 states. It’s built a strong reputation for providing high-quality long-distance moving services at affordable rates.
American Van Lines specializes in long-distance moving services for residential, corporate, and military moves.
American Van Lines’s moving rates are determined by a flat rate pricing system based on the weight of your belongings.
American Van Lines uses binding estimates, and as long as you don’t add anything to your shipment after your inventory has been submitted, your price will not change.
That way, you have peace of mind because you know the up front costs.
American Van Lines hires only certified professionals to handle unique items such as furniture, art, antiques, and pianos during your long-distance move.
They even have piano moving specialists trained to disassemble different grand, vertical, electrical, and digital pianos.
All employees undergo thorough background checks and yearly training to ensure top-quality service.
We recommend American Van Lines because they have great customer service. From your initial inquiry to the final delivery of your belongings, AVL will support you at every step.
AVL’s customer service is so good that Newsweek ranked their organization as one of America’s best customer service companies from 2019-2022.
AVL offers flexible moving options to suit any budget. They have two options:
➡️ Full-service moves
➡️ Partial service moves
American Van Lines are full-service movers that provide comprehensive services for international, local, or long-distance moves.
The company's background-checked team will manage every aspect of your move from beginning to end, including disassembling furniture, packing belongings, and loading the truck, as well as transporting, unloading, unpacking, and reassembling furniture at the final destination.
For a cost-effective moving option, AVL offers a partial-pack moving package. AVL will handle packing delicate and fragile items, such as electronics and glass table tops, giving you peace of mind that they will be safely transported.
So, there you have it—our list of the cheapest states to live in. Whether you're looking for a strong economy, or affordable housing, groceries, transportation, and health care, a state on this list will fit the bill!
Of course, once you've decided to move, the process of actually packing up and relocating can be a daunting task. That's where 9Kilo comes in. With our extensive network of reliable and trustworthy movers, we can help you find the best moving company to suit your budget and needs.
So, if you're ready to move to one of these top most-affordable states to live in, let us help you start on the right foot.
We’ve researched more than 500 moving companies and narrowed them down to the best 4 in the country.
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