Tips for Buying a House in a New City

It’s a long, time-consuming process to buy a new house in a new city. Buying a house can be fun for some, but it can also be very frustrating. It all depends on your personality and the prices in the new city. Keeping the following tips in mind when buying a new house will make your purchase smoother and less time-consuming.

Prefix the Budget

As you are relocating to a new city and planning to buy a new house, having a prefix budget will give you an overall idea about your new house and other expenses. If you set a budget, it will help your realtor guide you through the process of buying a suitable new house in a new city. It also helps to compare the prices of different houses and decide accordingly.

Calculate all the expenses related to your home purchase. While calculating the prices of different houses in a new city, you need to consider the additional costs. These costs are property tax, home insurance, electricity charge, heating/cooling charges, etc. These are some important expenses that every house owner needs to spend for their daily life or something unexpected. If your budget is fixed and you can save some extra money, you can invest this for these expenses.

Make a list of essential things that you need in your new house. Depending on your needs and requirements, you can add or remove some elements from your checklist. Your realtor may recommend the most suitable new house to you, but if it does not have all the things on your checklist, think twice before buying it. It is better to have a house with all the essential things you need rather than having a new house without these.


Surveys and Inspections

After finalizing your list of necessities for buying a new house, have another check on it after getting the surveys and inspections for the new house. It is better to know about the detailed condition of your new house before buying it.

If you are satisfied with the surveys and inspections, then only go ahead with your purchase by purchasing that house directly or through a mortgage. Ensure that you read all the details shown on these surveys and inspections, like any termite infestation, cracks, damage to the foundation, etc.

Know your realtor well before buying a new house in a new city. A good relationship with your realtor will give you freedom and flexibility in negotiating for more things. It would help if you respected the opinions of your realtor, as it is their job to know all about houses and neighborhoods of different cities. You can also find a realtor specializing in your city who has enough experience buying and selling homes there.

Selecting a Real Estate Agent

Selecting the right real estate agent is one of the biggest things affecting your house purchase. A person looking for a new house in a new city must select the most trusted and experienced real estate agent in the region.

There are many things to consider while selecting an agent, like their experience and expertise in buying and selling homes there, their reputation, their success rate of buyers and sellers, etc. Talk to several agents and find out the best one that suits your needs.

Check on their credentials before selecting them as your real estate agent. You can check with people who have recently bought or sold a house through this agent to confirm their credibility. It is important to feel comfortable with an agent while buying a new house.

Research about the Housing Market

Before Relocating, it is highly essential to have complete knowledge about the Housing Market where you will relocate. Ensure that your new house is in a suitable neighborhood, having all the basic amenities for daily life. Read news articles and blogs on the real estate market of that city to get an idea about it. This will help you buy a home and help you decide where to live according to your budget.

When you know all the details about the real estate market of a new city, finding a house becomes easy. You can compare prices with houses in different neighborhoods to get the best deal.

You must be aware of tax benefits available on home purchases if you consider buying a new house in any specific city. For example, you can save thousands of dollars by availing of tax benefits if you plan to buy a new house in Texas.

If buying a house in New York is on your mind, research will help you know about the different mortgages available there. You can also know the average market price and other details like property taxes, insurance premiums, etc., which will help you get a new house in New York.

If you are satisfied with the surveys and inspections, then only go ahead with your purchase by purchasing that house directly or through a mortgage. Ensure that you read all the details shown on these surveys and inspections, like any termite infestation, cracks, damage to the foundation, etc. You may read our Article on States with lowest tax to get tax benefits.

Choosing a Home for Rent or a New House to Buy

While buying a house, you must know the prices of similar houses in that city. You can go with a realtor to find out the rates of different houses in that area and then choose which one is suitable for you within your price range. To get the best deal, you must negotiate with the realtor to give you a lower price. This will help you to decide whether you should rent or buy a house. 

It would be best not to let your emotions rule over your mind when buying a new house in any city. Many other factors can affect your house purchase, like location, condition of the house, etc. Only invest in buying a home if you have enough money to pay for it, and you can maintain payments even in a bad economic scenario.

Make sure that you read the contract and conditions carefully before signing on any dotted line because there are chances that you might miss out on some important details which will make your purchase invalid. Regularly check with your realtor about the progress of buying the house so that you can close it at the earliest, without any hindrance.

It is necessary to check the city’s tax records where you are buying a new house so that you can avail of benefits accordingly. You can either take help from your bank or a real estate agent for this.


Also See: Why Renting is better than Buying a New Home

Visit the City Before Moving

It is highly recommendable to visit the city before moving there to get a complete idea about the environment and culture of that city. You can meet your neighbors and friends who have already moved into that city and ask them about their experiences in buying a house there.

If you want to save yourself from any future headache, choose an area best suited according to your preference. If you move without having a proper idea about the area, you will have to face difficulties living there.

When buying a home, you need to consider your budget and move accordingly. You should never go overboard when spending money because if the market falls, you will lose all your money and not buy a new house at any cost. Read our article on Tips to move to a new city.

Research about the Area

It’s critical to do some research about the area you’re moving to before you arrive. As you’re moving to a new city, it’s important to see whether it’s safe and accessible, if there are enough public transportation options, how far away your workplace is, how near other homes are priced, what schools and colleges are like in that location.

Never buy a house unless you have seen it physically because every city has areas that are more prone to crime than others, so before visiting any house, ask about its location.

Also See: Why Locality is important in Real Estate

Check the Transportation Facilities

Before buying a new home, you should always check whether it is close to your workplace or not. Make sure you study the city’s transportation alternatives, from buses and taxis to subways and ride-sharing services. This will help you in having good connectivity to your office so that you can travel easily when buying a new house in any city.

If you live in a city that does not provide public transportation, you may need to lease or purchase a vehicle after you move. You can check this with your real estate agent, who can provide you with more details about the transportation systems in that city, or you can check the city’s transportation office. You should analyze and add these expenses to your budget before making the purchase.

Find out the Crime Rate of That Place

You must also inquire about the local crime rate of that place because if it is very high, living there will be very difficult for you and your family. You should not buy a new house there if all these things do not suit your needs and requirements.

Find out the Power and Water Sourcing of That Area

You should always check the water source before deciding on buying a new home. If the water source is not proper, you might need to install a new tank, which can cost you a lot of money. There are chances that you might need to deal with load-shedding or power cuts, too, if you live in a place where power is not supplied 24/7.

Do Your Homework on the Neighborhood

Before setting out to find that perfect home, do your homework about the neighborhood, you’re considering. You can start by asking friends and family who live nearby about their immediate surroundings. Once you’ve moved into your new house, sign up for your neighborhood listservs. These email lists are a great way to connect with other people in your area. You can also read neighborhood blogs, which provide insights into the place where you have just moved in.

It is always best to buy a house after checking out its surrounding areas because if the surrounding places are not good, it will be very difficult to stay there. So make sure you consider all these factors before buying a new house in any city. You can visit the blog on Tips to find Good Neighborhood.

Analyze the Cost of Living

It would help if you always analyzed the cost of living before buying a new house in any city. You should check out the prices of food and other basic things to make sure you will be able to afford it. If these expenses and costs become more than your monthly income, then it won’t be possible for you to live there and at last you will have to move back again. So before buying a new house in any city, you must analyze the cost of living there.

Hire an Expert for Relocation

It’s a good idea to hire an expert for relocation if you’re moving to a new city. They will guide you about the area where you should buy a new house which can be very helpful to you as moving to a new city is not at all easy. They may charge a certain fee from you for their services, but that will save you a lot of time and effort.

With the help of an expert, it will be much easier for you to find a new house in a new city because an expert knows about the different areas and their conditions. They’ll also be able to help you out with your budget while finding a new home for yourself.



If you are moving to a new city, you must research the cost of living and crime rate in the area before purchasing a property. Moving is always overwhelming, but with some preparation beforehand, you can find exactly what you’re looking for without any surprises after the move. Remember that buying a new house in another city is not easy; you need ample research and investigation about various things to get the best deal. Be patient while searching for your new home; wait for the right one to come along so that you can buy it without any hassle.

Also Read: Buying a House Remotely – A Detailed Guide

Frequently Asked Questions

How do you buy a house when relocating?

Firstly, hire an expert relocation company. They will show you houses in your budget and help with the move. If you don’t want to hire a real estate agent, you can research the area, expenses, and other things. If satisfied then you should buy the house.

What factors to consider before buying a house in a new city?

Before buying, ask yourself these questions: How much will all of this cost? When it comes to a new house or apartment, there are certain expenses that you should consider, find out the crime rate in the area, the power, and water sourcing for that region, do your homework on the neighborhood, and examine how much it costs to relocate.

How important is the location when buying a house?

Location plays a vital role. You should check the water source, accessibility, and transportation facilities before deciding on buying a new home. If the water source is not proper, you might need to install a new tank, which can cost you a lot of money, or if it doesn’t have a proper transportation facility, you need to buy a car that will affect your budget.

See Also: Size or Location what is important when selecting a house | List of Moving Companies for out of state Moving | Buying a Home “As Is”?

Written by

Rostislav Shetman is the founder of 9Kilo Moving. He has been in the moving and relocation industry for more than 25 years, making him an expert in his field. Rostislav started as a helper, dispatcher and driver and has worked his way up to owning his own company. He takes great pride in his work and enjoys helping people relocate across the United States of America. When he's not working, Rostislav enjoys spending time with his family and friends. They are the light of his life and bring him happiness every day.