10 Most Affordable Places to Live in Texas

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Texas is a state in the southern United States with a diverse landscape, including deserts, pine forests, and a gulf coastline. With over 28 million people, it is the second-most populous state in the US after California. Texas is known for its cowboy culture, role in the oil industry, and love of football. The state capital, Austin, is known for its live music scene and its array of tech companies. Houston is the largest city in Texas and is home to the NASA Space Center. Dallas is another major city in the state and is known for its skyscrapers and shopping malls. Texas has something to offer everyone, from its sprawling cities to its wide-open spaces.

Texas is a big state with a lot of variety. From the beaches in the south to the bustling city of Dallas, there’s something for everyone. And while living in Texas can be expensive in some areas, there are also many affordable places to call home.

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Here are some of the most affordable places in the Lone Star State.

1. Brownsville

Brownsville is a city located on the southern tip of Texas. Situated along the border with Mexico, it is a culturally diverse and dynamic place, attracting people from all over the world to its vibrant streets and communities. Brownsville is the largest city in the Rio Grande Valley and one of Texas’ most affordable cities. It’s ideal for singles, young professionals, families, and retirees searching for spacious apartments or luxury homes in a city with lovely year-round weather. Known for its tropical climate and sweeping waterfront views, Brownsville boasts exciting cultural attractions, great shopping, and abundant outdoor recreation opportunities.

Population – 182,110
Median Value Of Home – $83,800
Median Rent – $644
Overall Cost of Living Compared to National Average 100 – 70.3
Employability Rate – 93.1
Crime Rate per 1000 residents – 22.30 (3.96 Violent and 18.35 Property)
Food processing, petrochemicals, and aircraft repair are among the many businesses in Brownsville.
Best Neighborhoods- Southmost, East Flatbush.

Things to do in Brownsville

The Palo Alto Battlefield, where the first significant conflict of the Mexican-American War took place, is worth seeing.
Rent an air mattress and chill out by the sea. Take a trip to Boca Chica State Park, build a sandcastle, go surfing, or have
Take the kids to the Children’s Museum of Brownsville, where they can learn about dental hygiene, farming, and the weather.

Also See: 15 Cheap Cities to Move to – The Lowest Cost of Living Cities in the U.S.

2. El Paso

El Paso is the sixth-largest city in Texas and the 22nd-most populous city in the United States. It is located on the Rio Grande river, at the point where Texas meets New Mexico and Mexico. El Paso is a major commercial and industrial center with a diverse economy that includes transportation, healthcare, government, and manufacturing. The city is also home to several colleges and universities and a thriving arts and culture scene. El Paso is home to a vibrant arts scene, award-winning restaurants, and world-class museums. The city also boasts a thriving business community and is home to several Fortune 500 companies. El Paso is truly a world-class city with its unique blend of culture and commerce.

Population – 678,058
Median Value Of Home – $119,300
Median Rent – $769
Overall Cost of Living Compared to National Average 100 – 81.4
Employability Rate – 94.6
Crime Rate per 1000 residents – 15.90 (3.20 Violent and 12.70 Property)
El Paso’s main economic sectors include business and financial services, food products, manufacturing, military, retail and logistics, and transportation.
Best Neighborhoods- Castner Heights, Messa Hills, North Hills

Things to do in El Paso

To view meerkats, tamarins, and elephants, go to the El Paso Zoo.
At Franklin Mountains State Park, spend the day hiking, mountain biking, and rock climbing.
Attend a performance at the Plaza Theatre or take in Spanish Colonial art shows at the El Paso Museum of Art to get your art fix.

3. Cedar Park

Cedar Park is considerably more expensive than the other cities on our list, but it has a solid explanation. Cedar Park is a beautiful city that is beloved for its lush green spaces, charming local shops, and bustling community events. The well-maintained parks and tree-lined streets make for a scenic place to live, work, or visit. Whether you are walking along the scenic paths at Lake Bella Vista, sampling homegrown produce at the farmers’ market, or enjoying a concert in the central square, there is always something to see or do in this vibrant city. Cedar Park hosts several community events throughout the year, including art festivals, fairs, and food truck rallies. Whether you’re looking for a quiet place to raise a family or simply want to experience some authentic Texas charm, Cedar Park is the perfect place to be.

Population – 87139
Median Value Of Home – $258,200
Median Rent – $1407
Overall Cost of Living Compared to National Average 100 – 107.6
Employability Rate – 95
Crime Rate per 1000 residents – 14.72 (1.07 Violent and 13.65 Property)
The city’s major industries are manufacturing, healthcare, and food services.
Best Neighborhoods- Anderson Mill, Breakaway Park, Twin Creeks

Things to Do in Cedar Park

Visit Brushy Creek Lake Park, a natural 90-acre lakeside park.
You can trek, hike, and camp along the brushy creek regional trail.
At Splash shack, try high-speed roller coasters or rapid water slides.

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4. Galveston

Located on the Gulf Coast of Texas, Galveston is a thriving city that is home to a variety of cultural and historical attractions and thriving tourism industry. This vibrant port city offers something for everyone with miles of sandy beaches, abundant shopping and dining options, and stunning natural scenery. The city is home to the University of Texas Medical Branch and Texas A&M University Galveston. The city’s economy is mainly based on tourism and hospitality, but it also serves as a port of entry for ships entering the Gulf of Mexico.

Population – 49443
Median Value Of Home – $154,400
Median Rent – $865
Overall Cost of Living Compared to National Average 100 – 91.7
Employability Rate – 94.5
Crime Rate per 1000 residents – 37.64 (6.09 Violent and 31.55 Property)
The majority of the island’s land is devoted to these industries, including maritime, tourism, education, and healthcare.
Best Neighborhoods- Crystal Beach, High Island, Alta Loma

Things to Do in Galveston

You can try out virtual reality at Moody Gardens, where you’ll experience an underwater virtual reality encounter, zip lines, a huge aquarium, and more in three glass pyramids.
At Pleasure Pier, try high-speed roller coasters or rapid water slides. At Schlitterbahn Waterpark, get your adrenaline pumping with thrilling amusement rides and quick water slides.
Play beach volleyball or go swimming at Stewart Beach.

5. Odessa

Odessa is a city located in the county seat of Ector County, Texas, United States. Odessa is located primarily in Ector County, although a small portion of the city extends into Midland County. In 2014, Forbes magazine ranked Odessa as one of the fastest-growing small cities in the United States. Many people have nicknamed Odessa “The Minute Maid City” because of its recent boom as an oil production site for Permian Basin fuels since 1923. Today, Odessa is home to a diverse population of artists, musicians, and entrepreneurs. The city’s vibrant nightlife and thriving arts scene make it an ideal place to live and work.

Population – 114,428
Median Value Of Home – $195,710
Median Rent – $964
Overall Cost of Living Compared to National Average 100 – 88.0
Employability Rate – 93.6
Crime Rate per 1000 residents – 36.98 (9.11 Violent and 27.87 Property)
The city’s major industries are oil and gas services.
Best Neighborhoods- Rocky Lane Road/Deering Road, Gardendale, John Ben Sheppard Parkway, Andrew’s Highway

Things to Do in Odessa

Shop at Privoz Market.
At Derybasivska street, you can visit cafes.
Odessa fine arts museum is a treat for the eyes of art lovers.

6. Harlingen

Located on the southern tip of Texas, Harlingen is a vibrant city with a rich history and a diverse economy. With more than 60,000 residents, it is one of the fastest-growing cities in the region. In addition to its bustling business community, which includes popular retailers and thriving manufacturing companies, Harlingen is also known for its beautiful natural landscape. With miles of beaches along the Gulf of Mexico, multiple state parks within driving distance, and numerous hiking trails, outdoor enthusiasts have plenty of opportunities to explore and enjoy the great outdoors.

Population – 65,634
Median Value Of Home – $81,900
Median Rent – $696
Overall Cost of Living Compared to National Average 100 – 67.5
Employability Rate – 93.5
Crime Rate per 1000 residents – 37.67 (3.57 Violent and 34.10 Property)
Harlingen’s top employers are Education, Healthcare, Technology, and Manufacturing.
Best Neighborhoods- Treasure Hills, Palm Valley, Stuart Place

Things to Do in Harlingen

To see hummingbirds and butterflies fly about in the garden, have a cookout on the barbecue pits, or splash around at the splash pad, head to Lon C. Hill Park.
Victor Park has five baseball fields and a dog park where you can let your canine companion run sprints, swim laps, or play catch.
Attend the Rio Grande Valley Birding Festival to hear talks by expert birders, view about 200 different species of birds, and hear live mariachi music.

7. Pecos

Located in West Texas, the city of Pecos is a small but thriving community with a rich history and many natural attractions. With its red sandstone cliffs, crystal-clear rivers, and wide-open spaces, Pecos offers endless opportunities for recreation and exploration. Whether you’re interested in hiking, camping, fishing, or simply soaking up the stunning desert scenery, there’s something for everyone in Pecos. And what’s more, this vibrant little city also boasts a robust local economy and plenty of good jobs to support its growing population.

Population – 11622
Median value Of Home – $174,361
Median Rent – $805
Overall Cost of Living Compared to National Average 100 – 73.9
Employability Rate – 92.2
Crime Rate per 1000 residents – 14.32 (3.17 Violent and 11.15 Property)
Manufacturing and food services are the city’s major economic activities.
Best Neighborhoods- Toyah, Barstow

Things to Do in Pecos

For the history lovers, West of the Pecos Museum is a great place.
At the memory lane museum, you may see a variety of cars.
Kids can hang out at the Maxey Park.

8. Lewisville

Nestled in the heart of North Texas, Lewisville is a thriving city with a rich history and a bright future. Founded in 1925, the city has experienced rapid growth in recent years, attracting new businesses and residents alike. While Lewisville is home to a diverse range of industries, it is perhaps best known for its thriving arts community. The city’s vibrant downtown features art galleries, live music venues, and a variety of local shops and restaurants. Lewisville is also home to several parks and recreation areas, making it a great place to live, work, and play.

Population – 102,327
Median Value Of Home – $161,700
Median Rent – $1026
Overall Cost of Living Compared to National Average 100 – 103.8
Employability Rate – 96.3
Crime Rate per 1000 residents – 20.43 (2.91 Violent and 17.52 Property)
The city’s major industries are health and food services.
Best Neighborhoods- Uecker Lane, Forestbrook, and Oakland drives

Things to Do in Lewisville

The LLELA Nature Preserve also offers golf, camping, swimming in the lake, and more.
Explore the Geocache Trail or go kayaking at Lake Lewisville.
Hit the links to hone your swing, cannonball in the pool, or enjoy fine dining at The Lakes Castle Hills exclusively for members.

9. McAllen

McAllen is a city in southern Texas, located on the Rio Grande just north of the Mexico-United States border. With a population of over 140,000, it is the largest city in Hidalgo County and one of the fastest-growing cities in the country. McAllen is a thriving economic center with a diverse array of industries, including healthcare, retail, manufacturing, and tourism. The city is also home to numerous art galleries, museums, and historical sites. Because of its proximity to the border, McAllen has a strong Hispanic culture and is sometimes referred to as “Little Mexico.” Despite its large size, McAllen retains a small-town feel with its friendly residents and beautiful parks and walking trails. Whether you’re looking for a dynamic place to live or visit, McAllen is sure to have something to offer.

Population – 138,475
Median Value Of Home – $117,500
Median Rent – $739
Overall Cost of Living Compared to National Average 100 – 78.6
Employability Rate – 91
Crime Rate per 1000 residents – 20.93 (0.98 Violent and 19.94 Property)
In McAllen, Texas, the following fields are among the top employers: Educational services, healthcare, and Construction.
Best Neighborhoods- Fairway Grande, Wood Hollow, Violet Avenue

Things to Do in McAllen

Play volleyball on the sand or have a family barbecue at Fireman’s Park.
At the McAllen Municipal Swimming Pool, escape the Texas heat and splash about.
Wander the city’s rich historic architecture, enjoy culture at museums such as the Guggenheim and International Museum of Art & Science, or relax in a cafe with panoramic views.

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10. Temple

It is located roughly halfway between Austin and Houston. Temple is most known for being home to Scott & White Healthcare, which is a major healthcare provider in the region. The city also has a number of other hospitals and medical facilities. Temple has a thriving economy and is home to a number of large businesses, such as McLane Company and Wilsonart International. The city is served by two airports, the Temple Municipal Airport and the Draughon Miller Central Texas Regional Airport. Temple is a beautiful city with a lot to offer residents.

Population – 71138
Median Value Of Home – $126,100
Median Rent – $821
Overall Cost of Living Compared to National Average 100 – 72.2
Employability Rate – 79.9
Crime Rate per 1000 residents – 29.18 (3.62 Violent and 25.56 Property)
Manufacturing, business support services, health and life sciences, and logistics and distribution are among the city’s major employers.
Best Neighborhoods- Airport Road, S Kegley Road, Berger

Things to Do in Temple

Go to Sammons Golf Links, set up a tee time, and try to score a hole-in-one.
Have a picnic in the park, go boating on Belton Lake, or lie on the beach to unwind.
The Temple Symphony Orchestra can transport you to another world with their classical concerts.

Conclusion

Texas is a large and diverse state with many affordable places to live. Whether you’re looking for a bustling metropolis in texas or a small town with a friendly feel, you’re sure to find what you’re looking for in Texas. These ten cities are some of the most affordable places to live in the state, and each has its own unique charms. So, whether you’re looking for a great job market, a vibrant arts scene, or just a place to relax and enjoy the outdoors, one of these cities is sure to be the perfect fit.

Frequently Asked Questions

Is Texas a good state to live in?

Yes, and the Population is rapidly growing! Texas is one of the US’s fastest-growing states. Texas is a winner for newcomers due to its affordable cost of living, mild climate, job prospects, and lots to see and do.

What is the best city to live in in Texas?

The best city to live in in Texas depends on your personal preferences and priorities. Some cities, such as Temple and McAllen, have strong job markets with a variety of industries. Other cities, such as Austin or Houston, are great for those looking for an active nightlife and cultural scene. Ultimately, the best city to live in Texas will depend on your individual needs and preferences.

How do I choose the best city to live in Texas?

Some factors you may want to consider while choosing include the cost of living, job market, climate, and amenities.

Is Texas expensive to live in?

No, Texas is not as costly as other US states. In reality, the average cost of living in Texas is 8% less than the national average, according to a Cost of Living Index.