Most Affordable Places to Live in Massachusetts

Massachusetts is located in the New England region of the northeastern United States. It is the 7th smallest state in the country with an area of 10,555 square miles, and it is also the most populous state in the region with a population of over 6.8 million people. Massachusetts is known for its rich colonial history and role in the American Revolution and subsequent Industrial Revolution. Today, it is a leading center for education, technology, and medicine. Massachusetts is also home to some of the country’s most iconic landmarks, including Plymouth Rock, Fenway Park, and Harvard University.

Massachusetts is a great place to live, with its booming economy and excellent quality of life. However, the high cost of living in the state can be prohibitive for some families. If you’re looking for an affordable place to call home, these ten communities are your best options. Each one offers a low cost of living and plenty of amenities to keep you happy and comfortable. So check them out and see which one is right for you!

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1. Adams

This small town in the Berkshire Hills is an excellent option for families looking for an affordable place to live. The cost of living in Adams is nearly 20% below the state average, and housing costs are also very reasonable. There are plenty of things to do in Adams, from hiking and fishing to visiting museums and exploring the town’s historic sites. And, with a population of just over 8,000 people, it’s the perfect size for those who want to avoid the hustle and bustle of a big city.

  • Population – 5,335
  • Median Value Of Home – $227,196
  • Median Rent – $760
  • Overall Cost of Living Compared to National Average 100 – 84.9
  • Employability Rate – 91.1
  • Crime Rate per 1000 residents – 12.98 (1.71 Violent and 11.27 Property)
  • Best Neighborhoods– Greylock, Blackinton
  • Top Employers– MASS MoCA, Mountain one Bank, and Storey Publishing are some of the top employers in the city.

Things to do in Adams:

  1. Mount Greylock is the highest point in Massachusetts and offers stunning views of the Berkshires. In the winter, the mountain is famous for skiing and snowboarding. There are several hiking trails of varying difficulty, so you can find one that’s right for you.
  2. The Ashuwillticook Rail Trail is a 12-mile bike path that runs through the scenic Berkshires. It’s perfect for a leisurely ride or a more challenging workout, and you can enjoy the beautiful scenery along the way. The trail is also open to hikers and runners in the warmer months.

2. Easthampton

Easthampton is a small city in Massachusetts with just over 16,000 people. The city is located in the Pioneer Valley, about halfway between Boston and Albany. Easthampton is known for its thriving arts scene and its vibrant downtown. The city has a strong sense of community, and its residents are proud of their small-town roots. There are also several excellent public schools, making Easthampton an ideal place to raise a family. In addition, the town’s proximity to the Berkshires makes it a great destination for weekend getaways. Whether you’re looking for an urban or rural lifestyle, Easthampton has something to offer everyone. Come see why this historic community is one of the best places to live in Massachusetts.

  • Population – 15,514
  • Median Value Of Home – $357,457
  • Median Rent – $850
  • Overall Cost of Living Compared to National Average 100 – 102.4
  • Employability Rate – 94.8
  • Crime Rate per 1000 residents – 14.43 (1.60 Violent and 12.83 Property)
  • Best Neighborhoods– Mount Tom, Loudville
  • Top Employers– October, Riverside Industries, and National Nonwoven.

Things to do in Easthampton:

  1. Manhan Rail Trail: The Manhan Rail Trail is a great place to walk or go for a bike ride. The trail goes through the woods, and there are several places to stop and take in the scenery. There is also an area where you can sit and have a picnic.
  2. Fort Hill Brewery: Fort Hill Brewery is a local brewery that offers tours and tastings. They have various beers to choose from, and the tour is a great way to learn about the brewing process.

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3. New Bedford

New Bedford, Massachusetts, is a beautiful and historic city located on the state’s southern coast. It is well known for its whaling history and as the birthplace of author Herman Melville. Today, New Bedford is a thriving city with a vibrant arts scene and a variety of businesses and restaurants. The city is also home to a number of colleges and universities. As a result, New Bedford is an appealing place to live for people of all ages and backgrounds. If you’re looking for a city with character and charm, New Bedford is worth considering.

  • Population – 95,339
  • Median Value Of Home – $367,266
  • Median Rent – $1,400
  • Overall Cost of Living Compared to National Average 100 – 100.4
  • Employability Rate – 94
  • Crime Rate per 1000 residents – 22.60 (5.94 Violent and 16.66 Property)
  • Best Neighborhoods– Bliss Corner, North Westport
  • Top Employers– Southcoast Health, AFC Cable Systems, and Vectrix.

Things to do in New Bedford:

  1. New Bedford Whaling Museum: Step back in time and experience the history of the whaling industry at the New Bedford Whaling Museum. The museum offers a fascinating look at this important chapter in American history with interactive exhibits, historic ship models, and a large collection of whale bones.
  2. CuttyHunk Ferry Co.: Take a ferry ride to the nearby island of Cuttyhunk for a day of relaxation and exploration. With its sandy beaches, hiking trails, and peaceful atmosphere, Cuttyhunk is the perfect place to get away from it all.

4. Spencer

Spencer is situated in Worcester County, Massachusetts, United States. Thanks to its convenient location along the Midland Railroad line, Spencer was a booming industrial center for many years. Today, Spencer is largely a community for people who work in Worcester and other nearby cities. However, the town still retains its small-town feel, with plenty of green space and friendly neighbors. If you’re looking for a safe and affordable place to live close to a big city’s amenities, Spencer is worth considering.

  • Population – 5,792
  • Median Value Of Home – $368,819
  • Median Rent – $640
  • Overall Cost of Living Compared to National Average 100 – 104.2
  • Employability Rate – 93.3
  • Crime Rate per 1000 residents – 8.26 ( 1.67 Violent and 6.59 Property)
  • Best Neighborhoods– Fiskdale, South Lancaster
  • Top Employers– McDonald’s, New York Life, Insurance Agency & Brokerage Firms, and Edward Jones.

Things to do in Spencer:

  1. Saint Joseph’s Abbey: Saint Joseph’s Abbey is a great place to visit if you’re looking to learn more about the history of Spencer. The Abbey was founded in 1950 and is home to a community of monks who live and work in the area. Visitors can take tours of the Abbey and learn about the monastic lifestyle or simply enjoy the peaceful grounds and gardens. There is also a small store on-site where you can purchase Abbey-made products such as honey, jam, and bread.
  2. Spencer Brewery: The Spencer Brewery is one of the newest businesses in town, but it’s already become a local favorite. The brewery offers a variety of locally-made beers and a selection of food trucks that serve up delicious snacks to pair with your pint. The taproom is open Wednesday-Sunday, so be sure to stop by to taste what Spencer has to offer!

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5. Westfield

Westfield is a small city located in western Massachusetts. It is the perfect place for people looking for a quiet, suburban lifestyle with easy access to the amenities of a larger city. Westfield is home to a variety of shops and restaurants and lively art and entertainment scene. The city also has excellent public schools and a variety of parks and recreational facilities. In addition, Westfield is just a short drive from Boston, making it an ideal location for people who want to live close to the action but still have the peace and quiet of a small town. Westfield is also home to a variety of businesses and organizations. Westfield has you covered whether you’re looking for a job or just a place to be outdoors. So if you’re looking for a new place to call home, be sure to check out Westfield, Massachusetts. You won’t be disappointed.

  • Population – 40,844
  • Median Value Of Home – $324,705
  • Median Rent – $916
  • Overall Cost of Living Compared to National Average 100 – 100.7
  • Employability Rate – 93.3
  • Crime Rate per 1000 residents – 10.11 ( 2.08 Violent and 8.03 Property)
  • Best Neighborhoods– Broad Brook, Indian Orchard
  • Top Employers– Mestek, Westfield State University, and Jen-Coat.

Things to do in Westfield:

  1. Stanley Park is one of Westfield’s most popular tourist destinations. The park is home to various attractions, including a playground, a pond, and a nature trail. Visitors can also participate in various activities, such as fishing, picnicking, and birdwatching.
  2. Tin Bridge Brewing is a local brewery that offers tours and tastings. The brewery is located in a historic building, and the tour covers the history of the building and the brewing process. Visitors can also purchase beer to take home with them.

See Also: Moving To Massachusetts

6. Longmeadow

Longmeadow is a small town located in Hampden County, Massachusetts. The town is situated on the western bank of the Connecticut River, just north of Springfield. Longmeadow is a popular destination for people moving to the city due to its proximity to Boston and its variety of amenities. The town offers several parks and recreation areas and a variety of scenic views. In addition, Longmeadow is home to several businesses and shops, making it an ideal place to live for people who are looking for a more suburban lifestyle.

Population – 15,791

Median Value Of Home – $455,856

Median Rent – $1,500

Overall Cost of Living Compared to National Average 100 – 114.6

Employability Rate – 91.5

Crime Rate per 1000 residents – 8.45 ( 0.32 Violent and 8.14 Property)

Best Neighborhoods– East forest park, Sherwood Manor

Top Employers- University Of Massachusetts Amherst, Baystate Medical Center, and Big Y World Class Markets.

Things to do in Longmeadow:

  1. Fannie Stebbins Memorial Wildlife Refuge: Located on 96 acres of land, the Fannie Stebbins Memorial Wildlife Refuge is a great place to explore the outdoors. The refuge features a variety of habitats, including forests, fields, and wetlands. Visitors can enjoy hiking, birdwatching, and picnicking.
  2. The Longmeadow Shops: The Longmeadow Shops is an outdoor shopping center that features over 60 stores and restaurants. The shops are located just minutes from downtown Longmeadow, making it a convenient place to do errands or grab a bite to eat. In addition, the Longmeadow Shops host a number of events throughout the year, such as farmers’ markets and holiday celebrations.

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7. Fitchburg

Fitchburg, Massachusetts, is an excellent option for people moving to a smaller city. The city’s population is just over 40,000, and it is located about an hour northwest of Boston. The cost of living in Fitchburg is relatively affordable, and there are plenty of things to do in the city. Additionally, the city is home to several colleges and universities, including Fitchburg State University. As a result, there are plenty of opportunities for higher education in Fitchburg. Overall, the city is an excellent option for people who want to live in a smaller city with plenty of amenities.

Population – 40,317

Median Value Of Home – $333,849

Median Rent – $986

Overall Cost of Living Compared to National Average 100 – 98.5

Employability Rate – 90.6

Crime Rate per 1000 residents – 19.45 ( 5.32 Violent and 14.14 Property)

Best Neighborhoods– Baldwinville, South Lancaster

Top Employers- Workers Credit Union, LUK, and Simonds International.

Things to do in Fitchburg:

  1. Fitchburg Art Museum: The Fitchburg Art Museum is the perfect place to explore if you’re interested in the arts. There’s something for everyone at the museum with a wide variety of exhibitions and programming. From paintings and sculptures to photography and installations, the museum has something to offer art lovers of all ages.
  2. Coggshall Park: Coggshall Park is a great place to enjoy the outdoors. With over 1,000 acres of land, the park offers plenty of hiking, biking, and picnicking opportunities. There are also several playgrounds and basketball courts, making it a great spot for families. If you’re looking for a breathtaking view, check out the overlook from Mount Wachusett.

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8. Chicopee

Chicopee is a city in Hampden County, Massachusetts. The city is located on the Connecticut River, just north of Springfield. Chicopee is home to a number of businesses and industries and a variety of parks and recreation areas. Additionally, the city has excellent public schools and various cultural and entertainment options. In addition, Chicopee is just a short drive from Boston, making it an ideal location for people who want to live close to the action but still have the peace and quiet of a small town. So if you’re looking for a new place to call home, be sure to check out Chicopee, Massachusetts. You won’t be disappointed.

  • Population – 54,232
  • Median Value Of Home – $272,460
  • Median Rent – $1,000
  • Overall Cost of Living Compared to National Average 100 – 90.3
  • Employability Rate – 91.9
  • Crime Rate per 1000 residents – 25.95 ( 5.29 Violent and 20.66 Property)
  • Best Neighborhoods– Chicopee center, Amherst center
  • Top Employers– Physician Practice Partners, Orr Chevrolet, and Collins Electric.

Things to do in Chicopee:

  1. Chicopee Memorial State Park: Chicopee Memorial State Park is a great place to spend a day with your family. The park has something for everyone, hiking trails, picnic areas, and a playground. There is also a small beach on the pond where you can go swimming or fishing. 
  2. Polish Center of Discovery and Learning: The Polish Center of Discovery and Learning is a great place to learn about the history and culture of Chicopee. The center has exhibits on the city’s history and the history of the Polish people in America. The center also offers classes on the Polish language and culture.

 

9. Agawam Town

Agawam Town, Massachusetts, is a great place to live. The town is located just west of Springfield and is part of the Pioneer Valley. The earliest recorded settlers of the town arrived in 1636, and the area has been inhabited ever since. Agawam Town was officially incorporated in 1855, and it has since grown to become a thriving community. Agawam offers a variety of housing options, including single-family homes, apartments, and condominiums. In addition, Agawam Town is home to a number of businesses and corporations, providing residents with plenty of job opportunities. Overall, Agawam Town is a great place to call home.

  • Population – 28,253
  • Median Value Of Home – $312,368
  • Median Rent – $975
  • Overall Cost of Living Compared to National Average 100 – 97.2
  • Employability Rate – 93.3
  • Crime Rate per 1000 residents – 12.72 ( 2.30 Violent and 10.42 Property)
  • Best Neighborhoods– Feeding Hills, Hazardville
  • Top Employers– Sun-Gro Horticulture, DFF, and Cooper’s Gifts are some of the top employers in the city.

Things to do in Agawam Town:

1. Robinson State Park: With over seven miles of hiking trails, Robinson State Park is a great place to get some exercise and enjoy the outdoors. The park also features a playground, picnic areas, and a fishing pond.

2. Massachusetts Veterans’ Memorial Cemetery: The Massachusetts Veterans’ Memorial Cemetery is a solemn and beautiful place to honor the service of our veterans. The cemetery offers a variety of services and programs to support families of deceased veterans.

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10 Gardner

Gardner is a city in Massachusetts’ Worcester County. The city is around an hour north of Boston. Gardner was first settled in the early 1600s and was incorporated as a town in 1785. Gardner is a small city with a population of fewer than 20,000 people. It’s home to a variety of companies and professions and the Mount Wachusett Community College, which offers higher education to locals. The city also has a number of parks and recreational areas and many cultural and entertainment choices. So, if you’re seeking for a new house to call home, consider Gardner, Massachusetts. 

  • Population – 20,716
  • Median Value Of Home – $318,548
  • Median Rent – $948
  • Overall Cost of Living Compared to National Average 100 – 93.7
  • Employability Rate – 91.9
  • Crime Rate per 1000 residents – 16.72 ( 4.37 Violent and 12.35 Property)
  • Best Neighborhoods– East Templeton, Jamaica Plain
  • Top Employers– Heywood Memorial Hospital, Mount Wachusett Community College, and North Central Correctional Institution.

Things to do in Gardner:

1. Dunn State Park: Dunn State Park is a great place to go for a hike, picnic, or just to relax. There are plenty of trails to explore, and the views are beautiful.

2. Gardner Bicentennial Chair: The Gardner Bicentennial Chair is a great way to learn about the city’s history. The chair is open from Monday to Friday, and it is free to enter.

Conclusion:

If you’re looking for an affordable place to live in Massachusetts, you may consider some of the smaller cities and towns. Keep in mind that the cost of living can vary depending on your lifestyle and needs, so use this as a general guide and do more research before making a final decision. Every city has its ups and downs, but with a little bit of exploration, you’re sure to find the perfect place to call home. Thanks for Reading!

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Frequently Asked Questions

What is the cost of living comparisons for Massachusetts vs. other states?

The cost of living in Massachusetts is relatively high compared to other states in the US. It is about 17% higher than the national average.

What are some of the top employers in Massachusetts?

Some of the top employers in Massachusetts include Harvard University, MIT, and the City of Cambridge.

What are the safest places to live in Massachusetts?

In Massachusetts, some of the safest places to live include Clinton, Holden, and Westford.

Is it worth moving to Massachusetts?

Yes, moving to Massachusetts can be worth it. The state has a lot to offer in terms of job opportunities, education, and quality of life.

How is the climate in Massachusetts?

The climate in Massachusetts can be variable, depending on the region. The state has four distinct seasons, with cold winters and warm summers.

See Also: Cheapest Cities to Move to

Written by


Rostislav Shetman is the founder of 9Kilo Moving. He has been in the moving and relocation industry for more than 25 years, making him an expert in his field. Rostislav started as a helper, dispatcher and driver and has worked his way up to owning his own company. He takes great pride in his work and enjoys helping people relocate across the United States of America. When he's not working, Rostislav enjoys spending time with his family and friends. They are the light of his life and bring him happiness every day.