Most Affordable Places to Live in Florida

Florida is one of the most diverse and vibrant states in the United States. With its miles of gorgeous coastline, endless sunny days, and endless natural wonders, it is a popular destination for both tourists and residents alike. The state’s landscape is truly unique, ranging from sweeping beaches and bright blue ocean waters to vast swamps and temperate Everglades. In addition to its stunning natural environment, Florida also boasts a wealth of cultural attractions, including world-famous museums, historic sites, performing arts centers, and much more. Because of this, the cost of living in Florida is high, and certain individuals are unable to pay it.

However, for those looking for an affordable place to live in the Sunshine State, several options stand out from the rest.

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Here are just a few of the most affordable places to live in Florida:

1. Cape Coral

Located in the sunny state of Florida, Cape Coral is a beautiful coastal city known for its stunning beaches and warm weather. Due to its prime location along the Gulf of Mexico, Cape Coral is a popular destination for locals. With 400 miles of navigable canals, Cape Coral is recognized as the city with the most canals in the world. The city is home to several major industries, including real estate, tourism, and healthcare. Additionally, Cape Coral has a strong network of community organizations that work to promote civic engagement and foster a sense of connection among residents. The cost of living in Cape Coral is relatively Low compared to the average cost of living in Florida.

• Population – 170,063
• Median Value Of Home – $173,400
• Median Rent – $1,095
• Overall Cost of Living Compared to National Average 100 – 103.9
• Employability Rate – 95.5
• Crime Rate per 1000 residents – 12.32 (1.31 Violent and 11.01 Property)
• Tourism and Government are among the city’s major employers.
• Best Neighborhoods- Burnt Store, Diplomat, Trafalgar

Things to Do in Cape Coral:

• Spend the day tanning on the river, relaxing in a pool, or zipping down water slides at Sun Splash Waterpark.
• Visit the historical museum in Cape Coral to learn about its fascinating history and wander throughout the breathtaking rose garden.

Also See: 6 Best Big Cities for First-time Homebuyers | 17 Fastest Growing Cities in the US | Top 10 Largest Cities in Florida

2. Dunedin

Located on Florida’s stunning Gulf Coast, Dunedin is a vibrant coastal city that offers plenty of opportunities for recreation and relaxation. There is something for everyone in this bustling coastal city with miles of stunning beaches, world-class golf courses, and endless outdoor activities. In addition to its natural beauty, Dunedin also boasts a thriving arts scene, with several museums, theaters, and galleries that attract visitors from all over the state. Dunedin is also home to several major industries, including healthcare, retail, and education. The cost of living in Dunedin is relatively low compared to the average cost of living in Florida. Residents can enjoy all the benefits of living in a coastal city without breaking the bank.

• Population – 35,882
• Median Value Of Home – $157,200
• Median Rent – $985
• Overall Cost of Living Compared to National Average 100 – 105.0
• Employability Rate – 96.5
• Crime Rate per 1000 residents – 11.89 (1.47 Violent and 10.42 Property)
• Manufacturing, tourism, retail, and Government are among the city’s major employers.
• Best Neighborhoods- Fairway Estate, Curlew Landings

 Things to Do in Dunedin

• At Dunedin Stadium, watch the Toronto Blue Jays (MLB) around the bases during spring training.
• Attire your most beautiful mask and join the Dunedin Mardi Gras Festival and Parade to show off your finest face.

3. Fort Walton Beach

The city of Fort Walton Beach is located in the northwest corner of Florida, on the Gulf of Mexico. The city is a popular tourist destination, with many beaches, parks, and attractions. The city is also home to many military bases, including Eglin Air Force Base, Hurlburt Field, and the 7th Special Forces Group. In addition, Fort Walton Beach is the Air Force Material Command headquarters. The city also offers a variety of cultural attractions, including museums, art galleries, and live music venues. The cost of living in Fort Walton Beach is relatively low compared to the average cost of living in Florida, making it an ideal place for those looking for affordable housing options.

• Population – 21,238
• Median Value Of Home – $164,100
• Median Rent – $941
• Overall Cost of Living Compared to National Average 100 – 92.3
• Employability Rate – 95.2
• Crime Rate per 1000 residents – 25.62 (3.54 Violent and 22.08 Property)
• The city’s major employers are healthcare, retail, tourism, and Government.
• Best Neighborhoods- Cinco Bayou, Ocean City

Things to Do in Fort Walton Beach

• Have a great weekend with the family playing putt-putt at Goofy Golf or a short round on the golf course at Fort Walton Beach Golf Club.
• At Gulfarium Marine Adventure Park, you may swim with dolphins, shake flippers with a seal, or dance with penguins.

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Also See: 7 Cheapest Beach Towns in the US to Move to

4. Lakeland

The city of Lakeland is located in central Florida, between Tampa and Orlando. Lakeland is one of the most beautiful regions in the world. With miles of scenic waterways and majestic mountains, it is a sought-after destination for people who enjoy outdoor activities like hiking, mountain biking, and kayaking. 

In addition, Lakeland is home to the headquarters of the Polk County School Board. Lakeland is a relatively cheap place to live compared to the rest of Florida, making it an attractive option for budget-conscious people. 

• Population – 102,714
• Median Value Of Home – $109,300
• Median Rent – $890
• Overall Cost of Living Compared to National Average 100 – 86.4
• Employability Rate – 94.8
• Crime Rate per 1000 residents – 28.71 (3.66 Violent and 25.05 Property)
• The city’s primary employers include healthcare, retail, and tourism.
• Best Neighborhoods- South Lake, Cleveland Heights

Things to Do in Lakeland:

• At the Polk Museum of Art, discover ancient African sculptures and modern Impressionist paintings.
• In Lakeland, Florida, shop for antique radios, vinyl records, and furnishings at Lloyds of Lakeland in Historic Downtown Lakeland.

5. Vero Beach

The city of Vero Beach is located in eastern Florida, on the Atlantic Ocean. The city is a popular tourist destination, with many beaches, parks, and attractions. In addition, Vero Beach is home to the Indian River Lagoon, one of the most biologically diverse estuaries in North America. The lagoon is home to more than 3,000 fish, birds, and other wildlife species. Vero Beach is an ideal destination for residents looking to escape the hustle and bustle of city life. Vero Beach has been identified as a “Tree City USA” for 14 years by Arbor Day Foundation. Vero Beach has a low cost of living, making it an attractive alternative for people looking for cheap housing in Florida. Early industries in the area included fishing and lumbering. Tourism has become an important part of the local economy in recent years. 

• Population – 16,070
• Median Value Of Home – $211,500
• Median Rent – $829
• Overall Cost of Living Compared to National Average 100 – 95.1
• Employability Rate – 94.8
• Crime Rate per 1000 residents – 17.37 (2.08 Violent and 15.29 Property)
• Healthcare, government, tourism, and education are among the city’s top employers.
• Best Neighborhoods- Orchid, Indian River Shore, South Beach

Things to Do in Vero Beach

• On Capt. Bob’s Airboat Adventures, you may explore the exotic plants and creatures of Florida’s marshlands.
• At the Indian River Citrus Museum, Marvel at relics and memorabilia from the citrus industry’s origins in the United States.

6. Edgewater

Edgewater is a charming beach town situated along the Atlantic coastline. With its picturesque setting, peaceful atmosphere, and diverse mix of shops and restaurants, Edgewater has become a popular destination for citizens. Despite its proximity to the city, Edgewater is known for its quaint and relaxed vibe, making it the perfect escape from the hustle and bustle of urban life. Other highlights of the city include excellent schools and affordable housing. The low cost of living in Edgewater makes it a great location to settle down.

• Population – 24,464
• Median Value Of Home – $272,700
• Median Rent – $1122
• Overall Cost of Living Compared to National Average 100 – 91.2
• Employability Rate – 94.9
• Crime Rate per 1000 residents – 17.84 (1.39 Violent and 16.45 Property)
• IT, Retail, and Tourism are some of the city’s top employers.
• Best Neighborhoods- Florida Shores, River Edge Acres, Edgewater Heights

Things to Do in Edgewater

• You can access many beautiful Atlantic coast beaches that are just a short commute from Edgewater.
• The Rotary Park, Smyrna Dunes Park, and ancient archaeological sites will keep you occupied.

7. Bartow

Bartow is a small city located in central Florida. It is a major center for business, culture, and entertainment in the region. Due to its central location and well-established transportation networks, Bartow has become a popular destination for tourists and residents. The city is home to a number of parks and recreation areas, including Fort Fraser Trailhead Park and Mosaic Park. Bartow is also the county seat of Polk County, making it an important center for government and politics. Despite its small size, Bartow has a lot to offer its residents. The city is home to a number of excellent schools and has a low cost of living. Bartow is also a great place to raise a family, thanks to its safe and friendly atmosphere.

• Population – 20,978
• Median Value Of Home – $243,826
• Median Rent – $1259
• Overall Cost of Living Compared to National Average 100 – 83.8
• Employability Rate – 94.4
• Crime Rate per 1000 residents – 24.13 (2.43 Violent and 21.70 Property)
• Government, tourism, and education are some of the city’s major employers.
• Best Neighborhoods- Lakeland, Edgewater Beach

Things to Do in Bartow

• Visit the Polk County History Center, Municipal Airport Museum, Alafia River State Park, and other attractions.
• Due to its convenient location, you may go for a weekend getaway to the well-known theme parks and have the finest of these places. The city is close to Tampa and Orlando, making it an ideal spot for a family vacation.

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8. Gainesville

Gainesville is a vibrant college town located in northern Florida. With its bustling arts and culture scene, excellent schools, and convenient transportation networks, Gainesville has become one of the most desirable places to live in the state. Whether you are looking for an exciting place to explore or a comfortable home base for your family, Gainesville has something to offer. The city is home to a number of parks and recreation areas, including Depot Park and Kanapaha Botanical Gardens. Gainesville is also home to the University of Florida, which provides residents with access to excellent schools and cultural events. Gainesville is a very affordable city to live in due to its low cost of living.

• Population – 141,805
• Median Value Of Home – $267,476
• Median Rent – $1508
• Overall Cost of Living Compared to National Average 100 – 89.9
• Employability Rate – 96.9
• Crime Rate per 1000 residents – 39.64 (7.46 Violent and 32.18 Property)
• Healthcare, tourism, and education are some of the city’s major employers.
• Best Neighborhoods- Duckpond, Hazel Heights, Suburban Heights

Things to Do in Gainesville

• You must visit Ichetucknee Springs, State Park, in the summer to avoid being baked by the heat.
• The Florida Museum of Natural History is a major tourist attraction in Gainesville.

9. Quincy

Quincy is a small city located in the Florida Panhandle. It is the county seat of Gadsden County and is known for its historic downtown area. Quincy is home to a number of parks and recreation areas, including LakeTalquin State Park and Blue Springs Recreation Area. The city is also home to a number of excellent schools, making it a great place to raise a family. Quincy has a low cost of living and is a great place to live if you are looking for an affordable city with a high quality of life. Quincy is a great place to live, work, and raise a family. The community is close-knit, and many opportunities to get involved. 

• Population – 5627
• Median Value Of Home – $121,879
• Median Rent – $454
• Overall Cost of Living Compared to National Average 100 – 80.5
• Employability Rate – 94.4
• Crime Rate per 1000 residents – 52.07 (10.41 Violent and 41.66 Property)
• Nursing, medicine, and agriculture are some of the city’s major employers.
• Best Neighborhoods- Chattahoochee, Hosford

Things to Do in Quincy

• The Apalachicola River Blueway National Recreation Trail is open for you to explore.
• On the weekend, visit The Shade Tobacco Museum and other attractions.

10. Fort Meade

Fort Meade is a small city with just over 6,000 people. The city is home to many military bases, including MacDill Air Force Base and the United States Central Command. In addition, Fort Meade is the headquarters of the Florida Department of Transportation, making it an important center for transportation and logistics. Fort Meade has a low cost of living, thanks to the city’s thriving military economy. The city is also home to several national parks and nature reserves, including Gator Creek Preserve and Fort Meade Historical Park. Whether you are looking for a cheap place to live or an exciting place to explore, Fort Meade is an excellent choice. 

• Population – 6,104
• Median Value Of Home – $225,000
• Median Rent – $900
• Overall Cost of Living Compared to National Average 100 – 79.5
• Employability Rate – 94.4
• Crime Rate per 1000 residents – 10.20 (2.94 Violent and 7.25 Property)
• Government, Food, and Tourism are among the city’s major employers.
• Best Neighborhoods- Lakeland, Beacon Hill

Things to Do in Fort Meade:

• Canoeing and kayaking are two of the many popular outdoor activities available in Fort Meade.
• An excellent resource for those interested in learning more about Fort Meade’s history and culture is the Fort Meade Historical Society.

Conclusion

Consider one of the cities on this list if you are searching for a cheap place to live in Florida. Each of these towns has a high quality of life at a low cost of living. You’ll be able to discover a fantastic career and have access to excellent schools and cultural activities. You can find an affordable home and live in a great community. These cities will offer something exciting or relaxing, based on your preferences. Thanks for Reading!

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See Also: Top Out of State Moving Companies in the USA

Frequently Asked Questions

What makes these cities so affordable?

Several factors make these cities some of the most affordable places to live in Florida. For one, they have a low cost of living compared to other areas in the state. Additionally, they provide affordable housing. Finally, they offer residents access to excellent schools and cultural activities.

What is the safest city in Florida?

Satellite Beach area is the safest city in Florida. Less Population in this city causes fewer violent crimes.

Where should you not live in Florida?

If you consider relocating to Florida, avoid Opa Locka and Cocoa cities, where the crime rate and poverty rate are very high.

What is the cheapest city in South Florida to live in?

You may relocate to southern Florida’s Homestead for a low cost of living, but there are restrictions. You could also look at Lake Okeechobee, but the unemployment rate is unhealthy.